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Alpine Blog

Tools and tips from our team of experts to help you make the best decisions for your financial future.

Category: Credit

Alpine Credits can help you obtain the loan you need, even if you don’t have the ideal credit score. Get approved today.

Bad credit mortgage doesn’t disqualify you

Credit scores play a significant role, according to Canadian banks. A bad credit score doesn’t stop someone from the opportunity to get a personal loan. Personal loans have a number of uses, including home renovation and debt consolidation, among other prospects. Even with a score that’s less than ideal, you have the chance to build it up or look into a home equity loan.

How to Take Equity Out of Your Home in Canada

How to take equity out of your home?

There are various methods on how you can pull equity out of your home without having to sell it or withdraw a costly personal loan. These options can allow you to access much needed funds for personal, business, or investment reasons, and let you do so by leveraging the highly competitive real estate market.

Does Debt Consolidation Hurt Your Credit

Does debt consolidation hurt your credit?

Many Canadians worry about whether debt consolidation will have an impact on their finances, but the truth of the matter is that debt consolidation does not hurt your credit in the long run. As long as you’re taking the right steps and consolidating through the right avenues. It’s a strategic financial move that can save you hundreds, even thousands of dollars in interest over the course of your repayments.

Home Equity Line of Credit: New Rules in Canada | Alpine Credits

Home equity line of credit: New rules in Canada

New mortgage rules have been put into place that make it more difficult for Canadians to access their home equity through traditional avenues. These rules also come with higher interest rates, and together, qualifying for home equity line of credit options is harder than ever before.

What is a Good Credit Score in Canada for a Mortgage?

What is a good credit score in Canada for a mortgage?

Many young Canadians dream about purchasing a home. Apart from the down payment and closing costs, it is important to find an affordable mortgage option. A good credit score allows you to access the best mortgage options at low interest rates. Are you worried about finding a mortgage with a bad credit score? We will discuss the mortgage options available to borrowers with a bad credit score.

basement renovation costs

A look at basement renovation costs in 2020

Basement renovations are among the most common home modifications in Canada. Keep reading to learn how much basement renovations cost and how Alpine Credits has been helping homeowners keep costs low for decades.

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