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Take your business to the next level

As a business owner, you know that every day brings a new challenge and opportunity. Starting a new business or finding the means to expand a business may seem intimidating, but it does not have to be. You can utilize your home equity to provide start-up capital, growth capital, or working capital to support your business if you own your home.

Did you know that you can use the cost of your loan as a tax write-off when you are investing it in your business in most cases? Connect with your accountant to learn more.

At Alpine Credits, our team of lending specialists is capable of working with you to thoroughly understand your financial situation and provide financing solutions for your business. Whether you need $10,000 or $500,000, we’re here to help you get the funds you need.

Get easy access to the capital you need

Get easy access to the capital you need

Unlike banks, we don’t you to submit multiple documents for your loan application. We offer a simple application process that can be completed in minutes.

We know how important it is to make timely decisions in business. We can approve your application in less than 24 hours and get the money transferred to your account within a week.

You can check off multiple loan payments from your to-do list by setting up a monthly payment plan with Alpine Credits.

Our team of financial experts are available everyday to answer any questions that you may have.

Homeowners get approved in less than 24 hours

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Apply online in minutes

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Get approved in less than 24 hours

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Funds are deposited directly into your account within a week.

Apply now

See how Alpine Credits compares

There is no shortage of options to choose from when it comes to financial solutions. See how traditional banks, credit cards, and other loan options compare to a home equity loan from Alpine Credits.

A personal line of credit

Lines of credit have variable interest rates that fluctuate, and may have additional annual or monthly maintenance fees.

Traditional banks

Banks have stringent qualification criteria and their application process requires a lot of time and paperwork.

Personal loans

These loans are typically unsecured, which means higher interest rates. Plus, you’ll pay interest on the total loan amount, even if you don’t need it all.

Approved-stamp

Qualifying for a business capital loan is easy

If your business meets the following essential criteria, we can send you an approval in less than 24 hours:

  • Your business has been operating for a minimum of 12 months
  • Your business generates at least $5,000 per month
  • You own your home
Apply now

Frequently asked questions about business capital loans in Canada

One of the best ways to get a business loan is to go through a lending institution like Alpine Credits. Unlike the big banks, your age, income, and credit history isn’t what’s important – as long as you have equity in your home, we can get you approved. Business loans backed by your home equity are a great way to get a secured loan so you can begin your entrepreneurial dream right away!

Loan capital in business is the money that you borrow from a lending institution in order to start or grow your business. This money will be paid back over time, with interest, until the loan is fully repaid. The benefits of this type of loan are that you don’t have to wait to finance your business by bringing on investors. Additionally, you can find a business loan with a lender that works with you to find the best possible deal.

If you have bad credit, it can be difficult to get a business loan from a bank. However, there are lending institutions like Alpine Credits that may be able to work with you to find a loan that fits your needs. It’s important to remember that having bad credit doesn’t mean that you can’t get a loan – we’re here to get you approved for a loan that suits your needs.

The process of getting a business loan in Canada varies from lender to lender. However, most lenders will require a business plan, financial statements, and a good credit score. It’s important to have all of your documentation ready so that the process can go as smoothly as possible.

Alpine Credits makes it easy to get approved for a business loan as long as you have equity built in your home.

**The above chart entitled “Monthly Loan Payments on $35,000” is for discussion purposes only. The graph is intended to illustrate various monthly payments associated with different product offerings to the reader. Please see below for the unique terms and conditions related to each offering. Final rates and payments for all loans in question are subject to change and vary based on each individual’s situation.
Bank Loans: $35,000 interest-only loan with fixed rate prime (2.95%) + 3% / monthly payment. Two-year term in which 100% of principal is owed at the end of the term. Other fees (appraisal/legal) may apply.
Alpine Credits 1st Mortgage: $40,500 (net $35,000) interest-only loan with 5.75% interest rate in year one and prime + 4.00% in year two. Two-year term in which 100% of principal is owed at the end of the term. Monthly payment and APR associated closing costs (legal fees, appraisal, brokerage fees).
Alpine Credits 2nd Mortgage: $40,500 (net $35,000) interest-only loan with 8.75% interest rate in year one and prime + 6.05% in year two. Two-year term in which 100% of principal is owed at the end of the term. Monthly payment and APR associated closing costs (legal fees, appraisal, brokerage fees).
Credit Cards: $35,000 loan paid off in 5 year & monthly PMT. 19.99% interest rate & fee of primary and secondary user ($99 + 30$ = $129 Yearly).
Online Loan 1: $35,000 loan paid off in 46 Months/Bi-weekly PMT with a 26.90% interest rate. Loan details have been taken directly from the online lending company’s website. Other fees may apply.
Online Loan 2: $35,000 loan paid off in 4 Years/Bi-weekly PMT. Loan details have been taken directly from the online lending company’s website. Other fees may apply.