Add value to your home and get more comfortable
Is your home in need of some repairs or renovations? Would you like to turn your existing house into your dream home? Have you purchased an investment property that needs upgrades before you sell it? Whatever the reason, home renovations are an excellent way to add value to your home. At Alpine Credits, we strive to help you get funds for your home renovation project as quickly as possible. Our lending specialists can work with you to understand your financial needs and offer home renovation financing solutions.
Renovating your home can be an exciting life event. Alpine Credits specializes in approving home renovation loans quickly and easily so you can get started on your project right away. We know how important it is to have a home you love, and we are excited to help you make your dream a reality.
Get the upgrades you want
Here are just a few of the ways Alpine Credits customers use home renovation loans:
- Kitchen upgrades and remodeling
- Bathroom updates
- New paint and flooring
- An addition of a bedroom or completion of a basement
- Upgrades to existing plumbing or electrical
- Replacement of a roof or foundation
- A new deck or landscaping
Homeowners get approved in less than 24 hours
See how Alpine Credits compares
There is no shortage of ways to fund your project when it comes to home renovations. See how traditional banks, credit cards, and other loan options compare to a personal home renovation loan from Alpine Credits.
If you need longer than a few weeks to pay off your project charges, you’ll face high interest charges every month until you pay it off.
Keeping your money in savings and investments can earn you more money in the long-run and outweigh the cost of a low-interest rate loan.
Personal line of credit
Lines of credit are secured by your home’s equity which means they are subject to legal fees. This option will depend on how much money you want to pay upfront for legal fees and the home equity value.
Own your home? You’re approved.
All you need to qualify for a loan is to own your home (or other real estate). Traditional banks look at factors such as your age, income, and credit history to approve you for a loan. At Alpine Credits, we focus on the amount of equity you have in your home or other real estate properties. We make the process as quick and easy as possible.
Frequently asked questions
You will begin the process of applying for your home renovation loan by gathering and sending as much information as possible to your lender. You will need to provide your lender with information about the renovation, such as the estimated cost and the timeframe for completion. You will also need to submit documentation that shows you have the funds to cover the costs of the renovation.
This can seem complicated, but with Alpine Credits, we make the process simple and easy. We don’t require any documentation or proof of income, and you can get your loan approval in as little as 24 hours. We only require that you own your home and have home equity to be approved for your home improvement loan.
If you are looking for a loan for your home renovation, there are a few options out there. Lenders are used to offering home renovation loans, and providing funding for this specific purpose. For a home renovation, you need a loan that is specific to this type of purchase – a home equity loan.
This type of loan will allow you to borrow money against the value of your home, which can be used to pay for the costs of your renovation. This makes it a good investment towards the value of your home in the long run. Alpine Credits offers home equity loans specifically for this purpose, so you can get the funds you need quickly and easily.
In order to qualify for a home renovation loan, you normally need to go through a credit check, provide employment history and income, and more information about the state of your finances. This can be a lengthy process that can include a hard pull of your credit history which can affect your credit score. At Alpine Credits, we don’t need your income history, credit score, or other information. Your loan approval is based on your home equity, for which we are usually able to give you approval in under 24 hours.
If you have bad credit, this can sometimes affect your ability to get a home improvement loan with other lenders. This is because a home improvement loan is considered a high-risk loan, and most lenders want to see that you have a good credit history before loaning you money. At Alpine Credits, we specialize in bad credit loans for your home improvement. We don’t require you to have a good credit score or any credit history in order to be approved for your home improvement loan.
All we need is that you own your home and have the equity to back your loan. We can get you approved for your home improvement loan in as little as 24 hours, so you can start renovating your home right away.